As we all know, when an individual applies for a pledged loan, the pledge must be within the scope of pledge stipulated in the Guarantee Law. So what are the pledges that can be used to handle personal pledge loans? What is the scope of personal pledge loan collateral? Let's get to know each other. What is the scope of personal pledge loan pledge? According to China's "Guarantee Law", when applying for pledged loans, the following movable property or rights can be used as pledges: 1 bills of exchange, checks, promissory notes, creditor's rights, certificates of deposit and other financial instruments; 2. Shares and stocks that can be transferred according to law; Intellectual property rights such as trademark exclusive right, patent right and copyright that can be transferred according to law; In addition to the above pledges, insurance policies and vehicles with full payment can also be used as pledges to apply for pledge loans. The above is an introduction to the scope of personal pledge loan, hoping to be helpful. It should be noted that after applying for a pledged loan, if the borrower fails to fulfill the repayment obligation on time, the lending institution has the right to dispose of the pledged property by itself.