Personal loan interest rate: loan amount (1-200,000), term 1-3 years, monthly expected annualized interest rate 1.305%.

Corporate loan interest rate: the loan amount is (1-500,000), the term is 1-3 years, and the expected annualized interest rate per month is 1.305%.

Self-employed loan interest rate: loan amount (65438+ 10,000-500,000), term 1-3 years, monthly expected annualized interest rate 1.305%.

Calculation method of interest on small loans

For example, the postal savings micro-loan is 30,000 yuan. How to calculate the interest?

Interest = principal x expected annualized interest rate x term

According to the expected annualized interest rate of small loans, the one-year loan interest rate is 12.42%.

Interest = 30000 *12.42% *1= 3726.