Can I use the off-site provident fund loan to buy a management center and support the off-site provident fund loan?

The general process is as follows:

(a) the loan staff to consult the loan business in different places, and inform the lender of the required audit materials at one time.

(two) the employee himself or his client applies to the municipal provident fund deposit center, and the municipal provident fund deposit center proves the deposit and use of the employee housing provident fund according to the employee's deposit and loan situation.

(3) The authenticity and completeness of the information in the deposit and use certificate of the employee housing provident fund deposited in the city provident fund after the loan city provident fund center accepts the employee's application for loans from different places. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposit to the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed account of employees' loans in different places.

(four) during the period when the employee pays off the loan in different places, the former city provident fund center and the city provident fund center should pay more attention to the loan in different places.

(5) In loans overdue, the municipal provident fund deposit center should cooperate with the same city to collect loans, and according to the loan contract, the balance of the employee provident fund account can be deducted for repayment.

Second, how long does it take to buy a house with a provident fund loan?

It usually takes about 14 working days to buy a house with a provident fund loan. Because the bank has to review, the loan approval time is reduced from 15 working days to 10 working days. After approval, the lender needs to sign a loan contract, and it takes 4 working days to issue the loan after signing the contract, which is about 14 working days. Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

3. How long does it take Shijiazhuang to buy a house with provident fund?

The purchase process of Shijiazhuang provident fund loan can be completed within 15 working days.

Please refer to the following process for details:

If the applicant for provident fund loan meets the conditions of provident fund loan and the application materials are complete, the credit department of provident fund center can complete the loan approval within 15 working days after accepting the application.

Step one:

Loan application: When applying for provident fund loan, the borrower shall submit a written application to the municipal housing provident fund management center and submit the above-mentioned corresponding handling materials.

Step two:

Waiting for notification: The Municipal Housing Provident Fund Management Center will conduct a pre-loan investigation on the borrower according to the application materials provided by the borrower, make a decision on whether to approve the loan within 15 working days, and notify the applicant.

Step 3:

Signing a Contract: For the loan approved by the Municipal Housing Provident Fund Management Center, the borrower signs a loan contract and related contracts or agreements with the loan bank.

Step 4:

Handling guarantee procedures: If mortgage is used as a guarantee, the borrower shall go through the mortgage registration procedures at the property right management department; Where securities are pledged, the borrower shall hand over the securities to the lending bank for safekeeping.

Step five:

Bank loan: After the loan procedures are completed, the loan bank will transfer the loan funds into the account of the seller within 3 working days with the approval of the Municipal Housing Provident Fund Management Center.

4. How long does it take for Shijiazhuang to apply for housing provident fund loans?

5 working days