In fact, there are many platforms for ID card loans. As long as everyone meets the conditions for applying for loans, they can all apply. Next, I will give you a few very fast ID card loan platforms, so that you can buy your beloved mobile phone in minutes! ! !
1. Borrow ID card for loan
Borrowing an ID card does not require mortgage guarantee, and the maximum amount is 303,000 yuan. Interest is calculated on a daily basis, and the expected annualized daily interest rate is 0.02%-0.04%. As long as the sesame credit score reaches 600 points, you can apply for a loan quickly, and the loan can be released in 5 minutes at the earliest.
(WeChat official account)
Fast application channel:
Flash Bank can apply for a loan as long as its ID card is verified. 1000 if the quota is small, and tens of thousands if the quota is large. You only need an ID card and a bank debit card, fill in the relevant information, and you can apply for an ID card loan in 3 minutes at the earliest, and you can withdraw it from your account on the same day. Monthly handling fee rate 1.5%-2%.
4. Lightning small loan ID card loan
It's convenient to apply for a lightning small loan. You only need to fill in your personal information, and you will receive the loan in a few hours, 30 minutes for evaluation and 2 hours for lending. Loan 1 0,000-50,000 yuan.
5. Jingle wallet ID card loan
You only need to have a Taobao account and have a certain consumption record in Taobao, so you can apply for a virtual credit card quickly, and the amount is between 3000-65438+ 10,000 yuan. You can evaluate the credit line online for 2 minutes and convert the consumption value into the credit line.
If you are still not satisfied with the above methods, you can also choose credit card installment, or apply for consumer loans directly online. These are in
This can be achieved in the world. If you are interested, as long as you apply for a loan directly on WeChat, you can get a quota to buy a mobile phone!
How to get a loan to buy a mobile phone is like this!
For many college students and fresh graduates, it is very difficult to buy a mobile phone with their own money. It takes months to save money to buy a mobile phone. Loan has become the most commonly used way for students and friends. So how to buy a mobile phone by loan? Here are two ways to introduce it to you.
There are many ways to buy a mobile phone with a loan. How to borrow money to buy a mobile phone is as follows:
1, physical store loans are purchased in installments.
How to borrow money to buy a mobile phone is the most common way for a store to buy a mobile phone. Basically, every mobile phone store has a cooperative loan company that handles mobile phone installment. When paying, it chooses to pay by installment. Installment payment generally requires ID card (or student ID card) and bank card. Before you buy a mobile phone with a loan, you should know the down payment and interest of installment payment, then fill in your personal information and sign an installment contract, and it will be done.
2. Online loans are purchased in installments.
Another way to buy a mobile phone with a loan is to buy it online in installments, which usually requires your savings card or credit card. E-commerce platforms generally have online shopping, mobile phone installment payment and other activities. Try to choose a reliable store, choose the mobile phone you want to buy and pay. When paying, check the installment payment, then submit the order, fill in the credit card account number, mobile phone number and other information, select the installment payment (different interest rates in different periods), and finally confirm the payment.
Conclusion: Everyone is asking how to borrow money to buy a mobile phone. In fact, the way is nothing more than physical purchase and online purchase. Borrowing money to buy a mobile phone brings convenience to consumers, but while enjoying convenience, we should also pay attention to repayment on time. Repayment beyond the repayment date will generate expensive overdue fees, and some loan platforms will have credit information systems, so it is not too late for lenders to think of a reasonable repayment plan in advance. There are many products for buying mobile phones with loans, and interested friends can come to learn more about them.
There are three ways to buy a mobile phone with a loan.
How to borrow money to buy a mobile phone? Let me give you a brief introduction.
There are many ways to buy a mobile phone with a loan. There are three main ways:
1, purchased in installments by physical stores.
Go directly to the store where you buy a mobile phone and buy it. Basically, every mobile phone shop has a cooperative loan company that handles mobile phone installment, and chooses to pay by installment when paying. Installment payment generally requires ID card (or student ID card) and bank card. Before buying a mobile phone with a loan, you should know the down payment and interest of installment payment, then fill in your personal information and sign an installment contract, and it will be done.
2. Online installment shopping
When you buy a mobile phone by installment online, you usually need a credit card. E-commerce platforms generally have online shopping, mobile phone installment payment and other activities. Try to choose a reliable store, choose the mobile phone you want to buy and pay. When paying, check the installment payment, then submit the order, fill in the credit card account number, mobile phone number and other information, select the installment payment (different interest rates in different periods), and finally confirm the payment.
3. One-time loan purchase
Buying a mobile phone by installment costs a lot, and one-time payment is much more cost-effective than installment payment. Choose a reliable mobile phone loan APP, choose loan finance and term according to your own needs, fill in personal information, bind the bank card, submit a loan application, and get a loan after approval. Then use this loan to pay off the purchase fee in one lump sum, and the loan for buying a mobile phone will be completed.
How does the mobile phone shop loan by installment?
Conditions to be met when purchasing a mobile phone by stages in a physical store:
Applicant 18 years old or above, not a college student; The applicant has a good credit record and no bad credit record; Have a second-generation valid ID card; Have a certain ability to repay the principal and interest. With these basic conditions, users can try to apply for the installment purchase of mobile phones in physical stores.
If the user has a credit card, flowers, white notes, etc. Then they don't need to apply for a loan in a physical store, and users can directly handle the installment payment business.
Physical stores support the purchase of mobile phones in installments. Users can use credit cards to pay in installments, or they can use loan products such as flowers and white strips to pay in installments. However, it should be noted that there must be enough available quota before installment payment. When the available amount is less than the payment amount, installment payment will fail. As for the success of installment payment, users need to pay a certain amount of principal and installment fee every month. If they don't pay in full, it will be considered overdue.
Store to buy mobile phone program:
1. First of all, before you decide to go to a physical store to buy a mobile phone in installments, consult the clerk first, such as installment interest and installment down payment. These are the first things you need to know.
Then, you need your company's telephone address and residential address, which should be detailed, true and accurate, because the bank will check them one by one.
3. You need to fill in the names and addresses of parents, relatives (uncles and aunts), boyfriends or husbands, as well as contact numbers, and the contact information of a colleague must also be filled in.
4. When going to handle it, you need to bring the original ID card and the bank card handled by my ID card, and someone will handle it.
5. There must be at least one penny in the provided bank card, because there will be a process of swiping the card when handling it, and you need to sign it when swiping a document.
6. Someone will take a photo and upload it to the database. In this database, all the information will exist, and someone will verify whether the information provided is true. If it's true, it's easy to pass.
7. After it is passed, you need to sign a lot of documents, which may be the most frequently signed in your life. Personally, I feel that this information is safe, so don't worry too much.
8. After paying the down payment, you can get the mobile phone. You should keep the receipt and so on. There will be an installment account. Remember the date of monthly payment. If it is overdue, you will have an overdue fee. You can pay it back in advance and the interest will be less.
How to get a loan to buy a mobile phone
Hello, there are many platforms that can provide online loan business. I suggest you choose a regular platform, so that your personal information and property are safe. It is recommended that you use Xiaoman Financial Money, a credit service brand owned by Xiaoman Financial (formerly known as Baidu Money). The big brand is trustworthy and the interest rate is low. Xiaoman Finance has money to spend on personal consumer credit products. The maximum loan amount is 200,000 yuan (click the official calculation), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
I want to share with you the application conditions of financial management: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Please borrow money reasonably according to your own needs. The specific product-related information is subject to the actual page of Xiaoman Financial APP.
This answer is provided by Du Xiaoman Financial Money Flower. I hope this answer is helpful to you.