The provident fund loan is 400,000 yuan, which will be paid off in 30 years. According to the latest benchmark interest rate of 3.25 on 20 15 years124 October, the repayment method of equal principal and interest is 1740.83 yuan per month, with the total interest of 226,697.1yuan and the total repayment amount of 626,697.5438+0 yuan.

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.

Borrowers and their units have paid the housing provident fund in full for more than 6 months (inclusive), and can apply for housing provident fund personal housing loans. If the housing provident fund is paid in different places and less than 6 months in our city, the payment time can be calculated according to the payment certificate issued by the original housing provident fund management center.