Users can query personal credit information first, and personal credit information will show paid-off and unpaid loans. Secondly, check the loan APP installed in your mobile phone, and then check whether you have not paid it off. Finally, check the short messages in the mobile phone. Some loans will remind users to repay through short messages, while some short messages indicate that the users' loans have not been paid off. _ The above three methods can help users check whether they have outstanding loans. Please make sure to repay the loan on time after you find it. As long as they have loans overdue, their personal credit will be affected.

What should you do if the bank refuses to lend money because of the wrong card number when you borrow money?

First of all, correct the card number online and let the bank lend money!

Now there are also online banking apps developed by major banks. If you don't want to go to the bank for a loan, you can apply directly online. If you find that your card number is wrong, you can apply online, ask the manual customer service to correct it, then resubmit the correct card number and ask the bank to refinance!

Second, go to the bank counter to contact the staff, correct the card number and borrow money from the bank.

If you don't know how to change the card number online, you can contact the staff at the bank counter directly and ask them to help you correct the card number. Then you can apply for a loan directly from the bank, and the loan will be faster.

Third, the loan money should be checked with your bank card number.

It's best to check your bank card number and personal information in advance when lending, because the loan is in urgent need of money. Because of the wrong information, the bank will not lend money, which is a waste of time. Moreover, once the card number is written wrong, you need a series of remedial measures, which will add a lot of trouble to yourself, and your loan will be decentralized slowly, so you can't get the money at the first time, so in order to reduce these troubles and get the loan quickly, I hope to check my information carefully!

What should I pay attention to when applying for a loan?

Borrowers are responsible for collection and repayment by binding bank cards, so that they can know in advance whether there is a designated bank on the loan platform and avoid mistakes. Try to choose common cards for bank cards to avoid unsuccessful lending due to freezing, loss reporting, expiration, locking and card cancellation.

There are various hot-selling loan products under the name of China Post Consumer Finance. Borrowers can choose appropriate loan products according to their own needs, economic conditions and lending conditions. If the borrower does not bind the bank card during the loan process, you can confirm the following operations:

1. Whether the bank card bound is my bank card;

2. Whether the reserved mobile phone number is correct and can be used normally. If it cannot be used normally, it is recommended that the borrower go to the bank to change the mobile phone number;

3. Whether the bank card has opened online banking or fast payment;

4. Check whether the bank card information bound by the borrower is accurate, including name, card number and validity period;

5. Check whether the status of the bank card bound by the borrower is normal, and contact the issuing bank for settlement in the following circumstances;

6. Check whether unsupported debit cards such as credit cards and passbooks are bound;

7. Prompt the risk cause of card binding failure. If such prompt appears, it is suggested that the borrower try again another time;

8. Try logging out and logging back in. If many attempts fail to solve the problem, the borrower can contact online manual customer service.