Tax refund is available. Mortgage tax rebate means that when calculating personal income tax, people who meet the special additional deduction requirements of housing loan interest can apply for mortgage tax rebate. According to Article 14 of the Interim Measures for Special Additional Deduction of Individual Income Tax, if taxpayers or their spouses use individual housing loans from commercial banks or housing accumulation funds individually or jointly to buy houses for themselves or their spouses in China, the interest expenses incurred from the first housing loan shall be deducted monthly according to the standard of 1 10,000 yuan in the year when the loan interest actually occurs, and the maximum deduction period shall not exceed 240 months.

In recent years, due to high housing prices, many people will choose loans, and it is very convenient to repay each month according to regulations. However, facing the problem of mortgage tax rebate is also a topic of concern to everyone. Because the policies of each place are different, the problem of tax refund cannot be generalized, and it can be handled if it meets the conditions. After the borrower repays all the loans in advance, the original individual housing loan contract is also terminated in advance, and the mortgage can also be refunded. According to relevant regulations, the borrower can pay off the loan in advance with the original insurance policy and loan certificate, and return the premium paid in advance to the insurance company on a monthly basis.

What materials are needed for tax refund?

Tax refund means that for some reason, the tax authorities will refund the tax paid to the original taxpayer according to the prescribed procedures. It mainly includes: various symptoms caused by work mistakes. Policy tax refund. Due to the change of tax policy. Tax refund for other reasons.

The following materials need to be prepared for tax refund: one original and one copy of the tax payment certificate (the original will be returned to the taxpayer after verification); Copy of the detailed personal income tax return for the period in which the wrong tax was collected and paid; "Application Form for Tax Refund (Refund)" (application form for enterprise to pay tax refund by mistake) in quadruplicate; When applying for tax refund, the reasons for applying for tax refund and the amount of tax refund shall be indicated; Copy of payment receipt or bank payment slip; Copy of employee employment contract; If the tax is paid by mistake due to reasons such as firm or website, a "Description of the Situation" issued by the above-mentioned unit shall be attached; Other relevant documents and materials required by the tax authorities. (Taxpayers should promise that the information and contents provided above are true, reliable and complete; All copies shall be stamped with the official seal and in A4 format. The form should be filled in black ink, and the foreign language materials should be accompanied by translations).