Housing mortgage loan is a real estate mortgage loan product jointly launched by Jingdong Finance and relevant cooperative institutions. Integrate the resources of major financial institutions to handle loan business for you quickly. At present, it can provide services for Beijing, Shanghai, Shenzhen, Hangzhou and Zhengzhou.

1, application requirements

Age requirement 18-60 years old, China nationality (excluding Hong Kong, Macao and Taiwan residents), and good credit record. Both enterprises and individuals can apply.

2. Develop cities

Currently, only Beijing, Shanghai, Shenzhen, Hangzhou and Zhengzhou are supported. The mortgaged property must be located in the above five cities, and other cities can submit applications. After the opening of the city, priority will be given to housing mortgage loan business.

Extended data:

1. At present, mortgage loans support credit loans and mortgage loans:

1. The credit loan is an unsecured real estate loan, just fill in the address of the current residence when applying (no real estate license is required);

2. In case of mortgage, you need to fill in your house and property information.

Second, how to apply for housing mortgage loans online

Operation path of JD Finance App: JD Finance App Home Page-Borrowing money-mortgage loan-mortgage loan-I want to apply-Submit information (click Apply), and professional financial advisors will provide special services within 1 working days after submitting the information.

References:

What is mortgage?-Jingdong Finance

How to Apply for Housing Loan Online-Jingdong Finance

Is it necessary to have a real estate license to apply for a house loan-Jingdong Finance