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Can Shanghai use the provident fund loan to buy a car? What are the procedures or requirements?
At present, the provident fund can only be used to buy a house. You can find some guarantee companies or companies that withdraw the provident fund to buy a car for the purpose of packaging, but you can't enjoy the interest-free benefits brought by the provident fund, and it will take time to save this part of the provident fund. You can consider making an unsecured or mortgage loan. Although you have to pay interest, the procedure is relatively simple. If you use a mortgage loan, you can buy a car at a small interest rate.