A friend used his ID card to get a loan, but for some reason he had no money and wanted to pay off the loan on the repayment date. But they have a question in their hearts, will ID card microfinance not be filed? Let me explain the relevant knowledge to you.

Cases related to loans belong to economic cases and are generally related to fraud. The crime of fraud refers to the act of defrauding a large amount of public and private property by fabricating facts or concealing the truth for the purpose of illegally possessing other people's property.

The key to determining whether it belongs to the crime of fraud is as follows:

1. I wanted to occupy other people's property by illegal means from the beginning;

2, the whole process is fictional property, characters, identity, etc. ;

3. The funds involved are relatively large, amounting to more than 3,000 yuan.

Borrowers often apply for ID card micro-loans because they are short of money for a while, and use loans to relieve pressure, rather than trying to occupy other people's property. Furthermore, when applying for an ID card micro-loan, the lender will verify the authenticity of the borrower's information, so there will generally be no fictional facts.