The provident fund is CCB and the mortgage is handled by ICBC. You can go to ICBC to apply for mortgage provident fund loans. The information submitted is the same as that submitted by CCB. The provident fund deposit bank only helps you keep the money. It is the same in which bank you deposit the provident fund. You should prepare the same information and give it to the loan bank, which will then hand it over to the provident fund management center.

First, after the provident fund loan is approved, you repay the loan on a monthly basis. Then, you can withdraw the provident fund by showing a copy of the sales contract, a copy of the mortgage loan contract, an ID card and a copy, and an application form for withdrawal of the provident fund (the unit has a special person in charge, which needs to be stamped). Some banks require the provident fund to be repaid several times in succession, and they can go to CCB to take it out.

Second, the housing provident fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.