What are the conditions for housing provident fund loans in Wuhan? In addition to the general stable income and good credit, Wuhan housing provident fund loan conditions also need to pay attention to three points. First, the provident fund must be paid normally for 6 months. Second, there must be no outstanding provident fund loans. Third, the provident fund must be paid normally. Can provide relevant guarantees. Wuhan personnel who meet the conditions can apply for provident fund loans or combination loans when purchasing their own homes. 1. The borrower holds legal identity documents and has full capacity for civil conduct; 2. The borrower and his spouse have good credit records and meet the provident fund loan review standards; 3. Have stable economic income and the ability to repay the principal and interest of the provident fund loan on time; 4. Have a real house purchase behavior, and except for commercial housing loans converted to housing provident fund loans, the house purchase behavior generally occurs within one year; the ownership of the house purchased is clear, the procedures are legal and complete, and there are no legal disputes; 5. There are no outstanding debts Provident fund loan; 6. Agree to use the purchased house as a mortgage for the loan, or provide guarantee in a manner recognized by the management center such as treasury bonds, bank certificates of deposit, securities, etc. 7. The housing provident fund has been paid and deposited in full and normally for 6 months (the employee’s personal housing provident fund deposit account was opened 180 days before the loan application, the deposit account status is normal, and the monthly deposits have been made continuously for 6 months, no (including back payment) and above.