what can I do? I have to pay the loan well, or borrow money from relatives and friends to pay back the money as soon as possible, and then put the house in my name as soon as possible.
Second, how to sell the house and the other party's loan?
Legal analysis: It is a common practice for a seller to sell a house and get a loan from another party to buy a house. Sellers need not panic. The seller can agree to transfer the house after receiving the down payment. If the buyer borrows money, it needs to find an intermediary company or a special loan company to handle the loan formalities, and the loan will be issued by the bank after the buyer's property right is transferred.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 469 The parties may conclude a contract in writing, orally or in other forms.
Written form refers to contracts, letters, telegrams, telexes, faxes and other forms that can tangibly express the contents contained.
A data message that can tangibly express its content through electronic data interchange, e-mail, etc. , and can be retrieved at any time, and is regarded as a written form.
Article 470 The contents of a contract shall be agreed upon by the parties, and generally include the following clauses:
1. Name and domicile of the party concerned.
② Subject matter;
③ quantity;
④ quality;
5. Price or remuneration.
6. Time limit, place and method of performance;
7. Liability for breach of contract.
Eight, the method to solve the dispute.
The parties may conclude a contract by referring to the model texts of various contracts.
Third, if the house is transferred, what about the other party's loan problem?
If the house is transferred? You mean, you haven't found a house for each other yet Is that what you mean? If so, there is nothing to say. What is your relationship with the buyer? Is there a written basis, or the content of the recording? If you don't, congratulations, you are really a good person. Do you still have a house? Please forward it to me first, as many as you want!
4. What if the house is transferred to the other party for a loan?
1. What should I do if there is a loan for house transfer?
There are four ways to transfer mortgaged property.
Method 1: After the seller pays off the bank loan and cancels the mortgage, he can go through the formalities of property right transfer. The two sides first reached an agreement on the change of property rights, and then notarized it at the notary office. After the seller pays off the bank loan, the buyer can take out the real estate license from the bank and cancel the mortgage registration procedures. The buyer and the seller are registering the change of property rights and completing the transfer according to the notarization agreement.
Method 2: The Buyer and the Seller negotiate and issue a written agreement on the change of house property rights to the bank. This method requires the consent of the bank.
1. If the bank can agree to the change of property rights and the borrower is changed from the seller to the buyer, the bank will issue a certificate to register the change when the house has been mortgaged. At this time, the buyer and the seller can borrow the real estate license from the bank, and then bring the certificate issued by the bank, the real estate license, the ownership change agreement, the household registration book and the ID card and other materials related to real estate transactions to the real estate management department where the house is located to register the property right change, and successfully complete the property right transfer.
2. If the bank does not agree to the change, the buyer and the seller need to transfer the ownership according to the method 1 Redeem the building from the bank first, that is, pay off the money owed to the bank first. If the owner is short of funds, he can ask the guarantee company to redeem the building for you and then transfer the ownership.
Method 3: Redeem the building. The seller looks for a guarantee company to guarantee, then pays off the balance, takes out the real estate license, then goes through the transfer registration, and then the seller repays the loan from the guarantee company.
Method 4: China law does not support the signing of an agreement to transfer ownership. If buyers and sellers think this method is not good, they can find a reliable intermediary company to deal with it. Buyers and sellers need to pay a certain fee to let the intermediary provide funds for the loan. The seller gets the real estate license, transfers the property to the other party's name, and the buyer mortgages the funds of the intermediary company.
Second, the real estate transfer
The transfer of real estate refers to the whole process of obtaining real estate through transfer, sale, gift and inheritance. And go to the house ownership registration center to go through the formalities of changing the house property right, that is, the property right of Party A is transferred to Party B.. There are several different situations in real estate transfer, such as inheritance real estate transfer, gift real estate transfer and second-hand housing transfer.
The above contents are related answers. If we still have a loan when we transfer the house, we need to pay off the loan in advance at this time. We can also negotiate between the buyer and the seller, issue a written agreement on the change of house property rights to the bank, and go through the transfer formalities after obtaining the consent. If you have other legal questions, you can consult the relevant lawyers of Hualu. com。