Applicable to all small and micro enterprises, small and micro business owners and individual industrial and commercial households with valid real estate collateral.
The maximum credit line for a single household can reach 20 million yuan.
The longest credit period is 10 year.
Product features high mortgage rate: the highest mortgage rate of houses (including villas) reaches 80%; The highest mortgage rate of commercial housing and commercial housing is 60%; The maximum mortgage rate of standard factory buildings is 50%.
Flexible repayment: Average capital, matching principal and interest, and net interest repayment can be selected and matched at will.
Simple procedures, quick approval and simplified process.
Extended data:
Ping an bank unsecured loan
In terms of unsecured loans, Ping An Bank launched the "New One Loan" unsecured personal loan business for working-class and private owners, which can be used for business or personal consumption (including car purchase, decoration, large consumption, etc.). ), the maximum loan is 500,000.
Ping An Bank highlights its business.
Since July 1 2009, Ping An Bank has launched three e-banking service promises for individual customers, namely, debit card global ATM withdrawal is free, personal online banking remittance is free, and personal banking losses caused by no fault of customers are compensated by Ping An Bank. Service standards have reached a new high in the industry.
The "three promises" not only enabled the bank to break through the restrictions of outlets, but also solved the security concerns that have long plagued customers in using online banking, which is a major breakthrough in China. Within a week, the number of visitors to Ping An Bank's "free" information webpage has reached 654.38+0.5 billion, and more than 2 million people have visited the promised area of the bank.
Baidu Encyclopedia-Ping An Bank