I can't. At present, online loans only have ID card photos and cannot be loaned. Now online lending, online lending needs your real name, authentication phone number, photo of your ID card and bank card information to make a loan.

In the loan application stage, we should not only consider the use and general process of funds, but also consider personal identity, income and other detailed information. Personal loans can only be pledged loans and credit loans, which need to pledge a certain value of physical objects and securities. After approval, the lender needs to go to the bank to fill in the loan information, sign and take photos in the bank supervision area when handling the loan procedures.

How can I apply for an ID card loan if I lose my ID card?

Many people are in urgent need of money, and the first thing that comes to mind is definitely a loan. When applying for a loan, the borrower must not only meet certain loan conditions, but also submit relevant loan materials before lending, including personal identification, bank statements, work certificates and so on. If the applicant loses his ID card, can he still apply for a loan?

Although the borrower's ID card is one of the indispensable application materials in the process of handling the loan, if the borrower accidentally loses his ID card, he can also handle the loan by other means:

First, use temporary id card.

When the ID card is lost, people usually go to temporary id card for convenience, and it usually takes about 3-5 days to get it. During the three-month period, the temporary id card and the official identity card have the same legal effect. Therefore, it can also be recognized by lending institutions, but it needs the attention of borrowers. After receiving the official ID card, it should be returned by temporary id card.

Second, let relatives help with loans.

If you don't have an ID card, you can also ask your relatives to help you apply for a loan, that is, apply for a loan in the name of a third party, and the information needed for the loan is also the proof of the third party's information.

What should I do if I lose my ID card?

If you lose your ID card, you can't apply for a loan. At present, lenders must show valid identity documents before they can make loans. No matter what kind of loan, ID card is necessary. So if you lose your ID card, you can only reissue it as soon as possible and apply for a loan after you get a new ID card. At the same time, if the ID card is lost, it should be found as soon as possible to prevent others from finding the ID card to engage in illegal activities.