The online loans have all been paid back. If you can't afford it, first determine a repayment order. The first thing to do is to check your credit report. If you go back to the credit platform first, not later, you must stop online lending in time.

For platforms with an annual interest rate of more than 36%, you can discuss with the other party. More than 36% of the platforms do not meet the national regulations and belong to usury. You only pay 36% of the interest and principal. Many platforms' interest plus various service fees can reach an annual interest rate of 80% and 90%, which is illegal. You can negotiate with the online lending platform to only repay the principal.

Legal basis: Article 577 of the Civil Code. If one party fails to perform its contractual obligations or fails to meet the contract obligations, it shall bear the liabilities for breach of contract such as continuing to perform, taking remedial measures or compensating for losses.

Article 585 of the Civil Code stipulates that when one party breaches the contract, it shall pay a certain amount of liquidated damages to the other party according to the situation of breach of contract, and may also stipulate the calculation method of the amount of damages caused by breach of contract.

He Xin Pratt & Whitney is a well-known financial enterprise and an independent financial institution under He Xin, which mainly provides loans and other services for everyone. He Xin's company is very strong. In addition to He Xin Pratt & Whitney, it also owns listed companies and credit, wealth management companies, trust wealth and auto finance platforms. Therefore, He Xin Pratt & Whitney is relatively strong in private lending institutions and can provide certain protection for everyone.

Mode of operation

At present, He Xin Pratt & Whitney loan is mainly applied offline, and everyone needs to go to He Xin Pratt & Whitney's offline store to handle business. He Xin Pratt & Whitney has 100 loan stores, including some big cities. Because He Xin's Pratt & Whitney loan needs to be handled offline, the process of handling will be more troublesome than online lending. However, the loan amount of He Xin Pratt & Whitney loan is often relatively large, and the loan forms are also relatively diverse.

market response

Judging from the market reaction, the service level of He Xin Pratt & Whitney Loan is not bad, and few netizens will vomit on the Internet.