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Please discuss the basic content of background analysis of loan projects in combination with the actual work.
(1) From a macro perspective, the project background analysis mainly includes the following two aspects: ① Whether the project construction meets the needs of the balanced development of the national economy. (2) whether the project construction conforms to the national industrial policy, technical policy and regional and departmental development planning.

(2) From the microscopic point of view, the project background analysis mainly starts from the project sponsor and the project itself: ① Project enterprise analysis. It is necessary to comprehensively understand and inspect the historical development, organizational structure, technical level, management ability, financial status, operation and credit of the project unit, so as to make a comprehensive evaluation of the project company. ② Analysis of investment reasons. It mainly analyzes and evaluates the reasons and investment intentions of the proposed project. By evaluating the benefits that investment in this project can bring to local governments, departments and enterprises, we can judge whether the reasons put forward by the project sponsors are sufficient. ③ Investment environment assessment. The environmental assessment of the proposed project mainly includes preferential policies and measures for industrial construction, resources, market, social cooperation conditions, available infrastructure, construction land conditions, natural conditions, labor sources and other background materials to promote or attract investors to put forward construction intentions.