1, the degree is small and complete.
For online loan products launched by licensed financial institutions, the application conditions are very simple. The borrower is over 20-55 years old, has a stable income from work, has good personal credit, and is not a college student. It is enough to provide his second-generation ID card+bank card. The system automatically reviews the credit, with the maximum amount of 200,000 yuan (click online to calculate the credit), and the loan can be released quickly without mortgage guarantee.
2360 IOUs
The online loan products of 360 entities have formal loan qualifications and do not need to provide mortgage guarantees. Borrowers aged 23-55 with no bad credit record and stable income can fill in their personal information online, upload their ID cards, bind their bank cards and complete identity verification. The maximum amount is 200,000 yuan, and the annualized comprehensive interest rate is 7.2%, which supports cash borrowing and cash repayment.
3. Didi loan
The credit products launched by Didi Finance also adopt the pure credit loan model, which does not require mortgage guarantee and has relatively low requirements for borrowers. They have stable work income and good personal credit when they are 25-35 years old. They can apply by providing ID card+mobile phone number password authorization+savings card binding, the maximum amount is 200,000, and the annual interest rate is 7.2%-24%.
4.JD.COM gold bars
Jingdong Financial's regular online loan products, with a maximum amount of 200,000, can be recycled once. Anyone who has a JD.COM hukou and real-name registration system can try it. The system conducts credit review on eligible borrowers through JD.COM Xiaobai Credit and big data risk control. The better the qualification, the easier it is to obtain a high credit line and to lend money quickly.
5. Doudou money
Formal online loans launched by licensed financial institutions are aimed at adults aged 22-50 who have stable jobs, good income and good credit information. The annualized interest rate is 7%-24%, and the minimum daily interest of the loan 1 10,000 yuan is less than 20,000 yuan. The specific amount and interest rate shall be subject to the evaluation results of the system, which will be submitted to the loan application system for automatic review, and the loan will be released as soon as possible after passing.
6, melt e wallet
One of the formal online lending platforms has the advantages of high quota and fast lending. The maximum loan amount is 200,000 yuan, and the longest loan period is 12 months. The borrower must be a Chinese mainland resident aged 22-55, and can provide his ID card+mobile phone number+savings card. The whole process is handled online without mortgage guarantee.
7. White Cat Loan
Du Zhi Small Loan launched a small fast loan platform, which can provide borrowers with convenient, fast and safe loan services. Borrowers who have reached the age of 22-55 can apply with their ID cards, with low interest and quick review, but it is not open to the whole country, and it is impossible for Tibet, Xinjiang, Ningxia and Inner Mongolia to apply.
8. Flower Duck borrows money
The pure credit Internet small loan platform is open to Chinese mainland residents who are 20-60 years old and are not students at school. The borrower downloads Huaya Loan App and enters the loan entrance activation quota. After the authentication is completed, the system will conduct credit evaluation, and the loan can be made after the quota is issued. During the application process, they need to provide their second-generation ID card+their debit card.
9. Zhong 'an Small Loan
Chongqing Zhongan Microfinance Co., Ltd. is a formal online loan product with lending qualification and good strength. The maximum loan is 200,000 yuan, and the longest loan is 12 months, which is suitable for office workers' capital turnover. Users aged 22-55 with good credit information and stable income can try to apply.
10, Zhongyuan Consumer Finance
The online lending platform with high quota and low interest rate has obtained the formal financial license approved by the China Banking Regulatory Commission and is qualified for lending. The maximum amount is 200,000, and the maximum term is 3 years, which is suitable for office workers' capital turnover. The borrower is required to be at least 22-55 years old, the mobile phone number belongs to the place, and the household registration address of the ID card is not Hong Kong, Macao, Taiwan, Tibet, Xinjiang and Guangxi.