Workers and their spouses in the city without their own housing and rental housing, workers should be paid in full housing provident fund for 3 months, you can extract a housing provident fund to pay rent every year (natural year), and should provide the following information:

(a) to rent public rental housing, provide housing lease contract (or lease certificate) and proof of rent payment.

(two) the rental of commercial housing, provide the certificate issued by the local authorities that the employee and his spouse have no room.

Rental of public rental housing, according to the actual rent charged in full. For renting commercial housing, the annual total withdrawal limit of husband and wife is calculated and determined according to Baoding market rent level and ordinary housing area standard, which is 13500 yuan/year.

When employees purchase owner-occupied housing, they can withdraw the employee account balance before the month of purchase (including that month), and should provide information such as the purchase contract registered by the real estate department, the purchase invoice or immovable property certificate signed by the selling unit, and the deed tax payment certificate. Fund-raising houses, affordable houses and price-limited houses that cannot issue invoices and deed tax payment certificates can provide receipts for the purchase price.

Workers who build or renovate self-occupied housing can withdraw the balance of the housing provident fund account before the month (inclusive) when the construction and renovation are approved, and provide the documents and payment vouchers approved by the planning and construction department. If the owner-occupied house is rebuilt, the original certificate of immovable property right shall also be provided.

Workers who overhaul their own houses shall provide the certificate that the house safety appraisal is C or D level issued by qualified institutions, the house ownership certificate, the project budget and final accounts and payment vouchers.

Employees who purchase self-occupied housing with loans may apply for withdrawing the balance of the housing provident fund account once a year, and the amount withdrawn each time shall not exceed the current repayment interest, and the accumulated withdrawal amount shall not exceed the total principal and interest of the loan to be repaid, except for the penalty interest incurred after the deadline.

Workers to repay the principal and interest of housing loans, in addition to the city's housing provident fund loans only need to provide my identity, husband and wife relationship documents, other circumstances should also provide loan contracts, current repayment of loan principal and interest documents and other information.

Employees can withdraw the balance of the housing provident fund account before the month (inclusive) when the completion acceptance filing document is issued, and should provide the immovable property certificate, the completion acceptance filing document, the elevator installation project cost invoice, distribution plan and other materials.

Workers who are included in the minimum living guarantee for local urban residents can withdraw the balance of individual housing provident fund accounts every year, and should provide the minimum living guarantee certificate within the validity period.

If family life is seriously difficult due to emergency, employees can withdraw the balance of their housing provident fund account and provide relevant certification materials. The withdrawal amount shall not exceed the total expenses borne by the individual.

Unexpected events refer to natural disasters, accidents, public health incidents and social security incidents that occur suddenly, cause or may cause serious social harm and need to be dealt with by emergency measures.

Policy Source: Click to view.