The biggest debtor in the world is a person's loan repayment life, which involves a family walking side by side and is also the tacit debt of the whole family.
Personal debt generally consumes a material world in advance, then fills an economic gap, completes a reality that can't be paid in full for the time being, and prohibits a perfect ending life.
For example, mortgage and car loan are the most common personal debts, and now there are all kinds of personal debts that keep pace with the times, such as paying off one month's economic bills in advance or spending one month's bills in advance, and paying off last month's consumption next.
Personal debt is the sense of direction of personal tailored economic bills.
Second, personal debt is also the private economy of the entrepreneur world. Generally, there are loans to determine the amount of liabilities, and they need to be repaid on time every month. This is a definite business debt.
This kind of debt includes small loans and large loans, and the probability of debt world is determined according to the venture capital chain.
For example, starting a business is just to open a small shop with food, clothing, housing and transportation, so in reality, there is some money, and the rest is solved by loans. After the operation, there will be profits to pay off personal debts.
Personal debt is not financially capable, so it needs a kind of financial support from the economic circle as the charm value on the road of mortgage system to realize their dream of wealth.
Third, there is another kind of personal debt, that is, pure economic debt. For example, when you owe money to others, some have no interest, and some have high interest.
Personal debt is related to personal purpose. Some debts are real economic debts if they are directly invested without accurate liquidity.
Money borrowed from relatives and friends becomes emotional debt, and it is also a debt of reciprocity, just like the sponsor.
Whether it can be returned in the end depends on the concept of time given by the personal network.
There are two kinds of personal debt, family debt and career debt.
Family debts are paid by two adults in the family, and career debts are paid by like-minded people.