Automobile mortgage is a common way of mortgage loan, but not all banks are willing to accept automobile mortgage, so which banks have automobile mortgage?

It is understood that banks that can handle auto mortgage include Ping An Bank and Chengdu Rural Commercial Bank.

Ping An Bank's application conditions for car mortgage are generally as follows: people aged 25-55 with stable income; Apply for a vehicle under the name of an individual, and there is no guarantee at present; Subject to the date of first registration, the purchase time shall not exceed 5 years, and the mileage shall not exceed 80,000 kilometers; The vehicle appraisal value is more than 70,000.

Application materials for car mortgage of Ping An Bank: second-generation ID card; Vehicle driving license and motor vehicle registration certificate; Proof of income, such as bank running water or income certificate issued by the company; Proof of residence, such as water, electricity and coal bills.

Chengdu Rural Commercial Bank

There are many financing methods for the "quick loan" series products of Chengdu Rural Commercial Bank, including unsecured credit loans and chattel mortgage. No matter what the borrower's situation is, you can find a suitable financing method. Borrowers with cars can use cars as collateral.

Requirements and materials for applying for car loan service for car mortgage:

1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle;

2, living and working in the city for a long time, to carry out business occupation and economic income;

3, motor vehicle registration certificate, driving license, purchase tax additional proof (this), car purchase invoice;

4. Insurance policy, travel tax and relevant tax payment certificates for imported vehicles;

5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers);

6. Other documents required by the Cooperation Organization.