Provident fund loans cannot be repaid unless they are repaid. Employees can only apply for a provident fund loan at a time. If it has been paid off, you can apply again, but you must meet the conditions for applying for provident fund loans. Considering that mortgage is a long-term loan and buying a house is a large transaction, there are very few employees who can use the last two provident fund loans.

According to the regulations, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee's housing provident fund account shall be included in the housing provident fund income, and if the employee withdraws the storage balance in the housing provident fund account, the unit to which he belongs shall verify and issue a certificate of withdrawal. Workers apply to the housing provident fund management department for the withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management department shall, within 3 days from the date of accepting the application, make a decision on whether to approve the withdrawal, and notify the applicant; Withdrawal is allowed.