In view of the question whether parents can transfer the house to their minor children, in fact, our country's law does not stipulate the age of owning the real estate license. Therefore, in practice, minors can be the owners of houses and can be registered in the real estate register.
The name of the owner of the house is changed to transfer ownership. Although the transfer requires a certain transfer fee, including deed tax, income tax, housing evaluation fee, etc. , much lower than the inheritance tax. If parents don't transfer ownership, they give their children the house. Although tax can be exempted, if this house is to be transferred in the future, its original purchase price is 0 yuan, and the tax is levied according to the market value of the house when it is transferred, which is much higher than the transfer fee.
If parents are going to buy a house for their minor children, although the minor does not have the ability to sign a house purchase contract independently, parents, as buyers of real estate, can sign the name on the real estate license as the name of the minor children. When buying a real estate, if parents choose a one-time payment method and fill in the child's name directly in the column of real estate owner, the child can become an independent owner. When handling the real estate license, as long as the guardian issues relevant certification procedures, the real estate can be written in the name of your child. However, if parents choose mortgage loans, minor children cannot become independent property owners, and property rights can only be owned by parents and minor children.
However, it should be noted that if the house is transferred to the name of a minor, then the owner of the house is the minor. Without its authorization, the guardian has no right to dispose of the house. In addition, parents should take into account that if their children do not fulfill their maintenance obligations as adults, they will not be able to recover their houses.
It can be seen that it is risky for parents to transfer their houses to minors. It is suggested that parents should make relevant consultation in advance and ask professionals for help if they transfer their children.