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Loan conditions of Yangzhou housing provident fund
Loan conditions of Yangzhou housing provident fund

1, with valid residence status, employees and their units have paid the housing provident fund in full and on time for more than 6 months, and the balance of individual housing provident fund accounts has been more than 6 months.

2, with legal and effective commercial housing sales contracts and other supporting materials or approved by the functional departments of the construction, renovation, overhaul housing procedures; A down payment voucher with a specified proportion.

3. Have a stable economic income and the ability to repay the loan principal and interest on time; Provide guarantees recognized by the center; Meet other conditions stipulated by the center.

4. The specific conditions for applying for Yangzhou housing provident fund loans are: compliance with the regulatory policies and regulations issued by the superior and Yangzhou; Only legal identity documents, with full capacity for civil conduct; Have a stable and legal source of economic income and the ability to repay the principal and interest of the loan, and have a good credit record and willingness to repay.

5. The borrower and spouse have no outstanding housing provident fund debts or other debts that may affect the repayment of provident fund loans. The borrower's loan period plus the borrower's actual age cannot exceed his statutory retirement age.

The above is about the relevant contents of Yangzhou housing provident fund loan. I hope I can help you. Want to know more about Yangzhou housing provident fund loan information, please continue to pay attention.