How to apply for unsecured loan products of Agricultural Bank of China? As one of the four major state-owned banks, Agricultural Bank of China has always been concerned about its unsecured loan business, and everyone should be most familiar with it. Pay-as-you-go loan is a loan method issued by Agricultural Bank of China to individuals with good credit, which is guaranteed by personal stable wage income.

According to Bian Xiao, to apply for an unsecured loan from China Agricultural Bank, we must first meet some necessary conditions, including: stable income and the ability to repay the loan on time; Open a personal settlement account in the Agricultural Bank; Meet the credit record conditions stipulated by Agricultural Bank of China.

Secondly, the application materials to be provided include personal identity certificate, local residence certificate, work certificate, bank account, etc. After preparing the above materials, the applicant needs to apply for a loan from the Agricultural Bank and submit relevant application materials;

Finally, the bank will investigate and review the borrower, and after the review is passed, the bank will ask the borrower to sign a loan contract in person; After signing the contract, the bank will issue the loan to the applicant's account in one lump sum, and then the borrower will repay the loan according to the agreed repayment method.

The above three steps are the specific methods to apply for the unsecured loan of Agricultural Bank of China, hoping to help everyone. According to Bian Xiao, the maximum amount of unsecured loans of the Agricultural Bank is generally 500,000 yuan, but the bank will make relative adjustments according to the actual situation of the applicant, which is subject to the local Agricultural Bank.