Yes Formal online lending is to lend money immediately without writing information. Generally, it is necessary to review the credit information. Some platforms are invited, and people with provident funds need to be found to collect money. So these platforms all say that they can pay immediately. Basically, it's all fake and deceptive. Don't believe it. If you encounter a fake platform, the information has been given, and it is recommended to consult a professional in time. See ITU introduction or ask for advice.