Check your financial resources and specific income. Generally speaking, if the borrower is overdue, the formal platform will first inform the borrower by SMS or APP push notification. If the borrower ignores it, it will take the form of telephone notification or door-to-door notification for collection. If economic verification is carried out before the loan, the loan will only be carried out after the verification is passed. Loan refers to a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. The simple and popular understanding is to borrow money with interest.