According to Xicai.com's survey, bank liabilities are mainly money owed to customers, including deposits, loans and bonds.
1. First of all, deposits are one of the main sources of bank liabilities. Customers deposit funds in the bank, and the bank needs to pay interest and repay the principal according to the deposit agreement.
Secondly, loans are also an important source of bank liabilities. When a bank issues a loan to a customer, it will require the customer to repay the principal and interest in accordance with the loan agreement.
In addition, bonds are also a form of bank liabilities. When issuing bonds, banks will raise funds from investors and promise to pay interest and repay the principal as agreed in the bonds.
In addition to the above three forms of liabilities, banks may also have other forms of liabilities, such as interbank lending and borrowing from the central bank. Although these forms of liabilities are not the main source, they are also part of bank liabilities.