For example, you can prepare your own business license or tax payment certificate, and then go to the bank to print the running records, which can prove your economic ability. The bank has a sound audit mechanism, and the submitted materials need to be true and effective.
Of course, you can also communicate with the bank to see if Alipay or WeChat Liu Shui can be submitted as loan information.
If you cheat on your income, once the bank finds out, it may return the loan information and refuse the loan, with more serious consequences.
In addition, if you are not so confident about your income, you can increase the down payment ratio when applying for a mortgage, or buy a house with a smaller area, which can also reduce the bank's income requirements.
If the online loan is rejected many times, you can clearly understand the problems in your big data in Changbai Data. It is an accurate and complete big data system, which cooperates with more than 2,000 online lending platforms to provide accurate and complete data.
Extended data:
What happens if you buy a house with a provident fund loan?
If you apply for a provident fund loan to buy a house, but the housing provident fund has been cut off, if the mortgage is still in the process of approval, it is likely to affect the mortgage approval.
It should be noted that even if the mortgage has been approved, if the housing provident fund is cut off just after the mortgage has been approved, it may be suspected of defrauding interest rate concessions.
The housing provident fund management center will have the right to ask the borrower to make up the outstanding housing provident fund and promise to pay the housing provident fund normally during the repayment period.
If you don't cooperate, you may face penalty interest or interest rate fluctuation, and it is possible to change the mortgage to a commercial loan type, implement the commercial loan interest rate or recover the loan issued.
Therefore, it is recommended to pay the housing provident fund in time (it is best not to pay the housing provident fund for more than three months).
If the payment of housing provident fund is interrupted because of resignation, as long as a new job is found and the new unit participates in the provident fund system, the relationship of provident fund can be transferred to the new unit, and then the new unit can continue to pay the housing provident fund.