If you don't sign a loan contract, you don't have to sign it. If the next payment has not been made after signing the contract, it can only be settled in advance. But now Ping An Pratt & Whitney has three upfront expenses, which is not very cost-effective.

2. Ping An Pratt & Whitney Loan was successful. I don't want it anymore. How to cancel the loan and get a refund?

It depends on whether you are waiting for an interview. If the payment has been made, there is no refund. Need liquidated damages. If there is no face-to-face signing, it is no problem to sign a formal loan contract.

3. I applied for a Ping An Pratt & Whitney loan and didn't want to borrow it. How can I return it?

In view of this situation, it is impossible to apply for a refund. After all, the loan contract has come into effect, and the parties must fulfill the provisions in the contract and repay the loan on time. But they can apply to pay off the loan in advance, but they need to pay some liquidated damages. I suggest you make a decision according to your actual situation.

4. Ping An Pratt & Whitney Loan was successful. I don't want it anymore. How to cancel the loan and get a refund?

The money is still on the bank card, which is useless.