We are an agent of an electric car in Jiangxi, and we want to cooperate with the bank to handle mortgage loans. How do you handle the formalities with the bank? What is the process?
Hello, if you want to apply for a commercial loan from a bank, you must have collateral, real estate, such as several properties, and then you need to provide your purchase contract, agency contract, business license, tax registration certificate, and so on. The relevant procedures can be consulted in detail with your lending institution. However, without collateral, under normal circumstances, banks will not give you mortgage loans. What you need to apply to the bank is the variety of SME venture loans.