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How much is Fangshan self-occupied commercial housing? What's the loan interest rate?
Compared with ordinary commercial housing and affordable housing, self-occupied commercial housing is the first set of commercial housing, but the government has limited the future sales price for developers when transferring land; Secondly, the buyers of self-occupied commercial housing have a wider range, mainly the social sandwich layer. They can't afford ordinary commercial housing, but they are not qualified to buy affordable housing. So buyers don't need to check their income, so how much is Fangshan's self-occupied commercial house? What is the loan interest rate of Buyangshan self-occupied commercial housing?

How much is Fangshan self-occupied commercial housing?

Relevant information shows that "self-occupied commercial housing" is mainly below 90 square meters.

"Self-occupied commercial housing", the price limit ratio of price-limited housing is larger, and many projects are 40% to 50% lower than the surrounding commercial housing. At present, several sets of "self-occupied commercial houses" that have been provided with land have a sales price limit of 22,000 yuan/square meter, which is about 4,000 yuan lower than the price of surrounding second-hand houses.

Previously, the relevant departments had said that the total price of a single set of "self-occupied commercial housing" was basically less than 2 million yuan. This policy is very clear, 30% lower than the surrounding commercial housing prices.

What is the loan interest rate of Buyangshan self-occupied commercial housing?

1 List of new bank interest rates and new bank deposit and loan interest rates. It is reported that the People's Bank of China has decided to lower the benchmark interest rate of RMB loans and deposits of financial institutions from 1. 24. Further reduce the financing cost of enterprises.

2. Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 1.5%.

3. The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from124 to further reduce the social financing costs.

4. Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to1.5%; The benchmark interest rates of other loans and deposits and the lending rates of the People's Bank of China to financial institutions are adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged.

5. At the same time, commercial banks and rural cooperative financial institutions will no longer set a floating ceiling on deposit interest rates, improve the formation and regulation mechanism of interest rate marketization, strengthen the regulation and supervision of the central bank on the interest rate system, and improve the transmission efficiency of monetary policy.

6. On the same day, the RMB deposit reserve ratio of financial institutions will be lowered by 0.5 percentage point, so as to keep liquidity in the banking system reasonably abundant and guide the steady and moderate growth of money and credit. At the same time, it is necessary to increase financial support for agriculture, rural areas and farmers; And reduce the deposit reserve ratio of eligible financial institutions by 0.5 percentage points.

7. The benchmark interest rates of loans and deposits of other grades shall be adjusted accordingly. (This interest rate is the 2-year new bank interest rate and the new benchmark interest rate for bank deposits and loans)