For single borrowers, the number of loans approved by banks mainly depends on the type of loan business they apply for and the specific degree of personal credit status. For example, the maximum amount of personal credit loans for daily consumption is generally 300,000 yuan; Small and micro business owners and individual industrial and commercial households can apply for operating loans, and the amount can reach two or three million yuan.

Customers with different qualifications apply for the same loan, and the amount of approval is different. The better the general credit conditions, the higher the amount that can be approved. Therefore, customers must pay attention to accumulate more good credit. If there is a problem with personal credit, the loan may not be done and the customer quota may not be approved.

Credit loan is adopted, and the loan amount is within 50,000. If the housing mortgage loan is used, the amount will be higher, up to 80% of the actual value of the house.

Whether you are single or married, you can get a loan from the bank. If you want to borrow money from a bank, you need to prepare enough materials, such as ID card, household registration book, single certificate, bank account number, work certificate, house lease contract, water and electricity bills, etc.