Changchun's first "breaking 43%" mortgage! Some banks in Changchun adjusted the mortgage interest rate to 3.8%! Now we know many banks such as Postal Bank, China Merchants Bank and Agricultural Bank. Loan1100,000 yuan, 30 years can save 60,000 yuan of interest!
If you buy what you need in Changchun, please seize the opportunity. He has prepared enough funds, walked around the market, and has several houses he wants in his heart, so he can seize this opportunity! Provident fund loans continue. The first provident fund loan for the first child can be up to 165438+ 10,000! There are also corresponding concessions for college students to increase the loan amount.
The "first suite" must meet three conditions:/kloc-buyers over 0/8 years old; Buy an ordinary house below 90 square meters; At present, there is no individual or shared house under the name of the buyer. But in addition to buying with parents, according to the housing reform policy, inheritance, house demolition and other ways to obtain housing. Deed tax: for ordinary houses below 90 square meters, the deed tax rate is reduced from 1% for the first time to 1%, with down payment; The minimum down payment for the first home loan was reduced to 20%, and the mortgage interest rate: the loan interest rate for individual housing provident fund was lowered by 0.27 percentage points.
If you apply for shortening the loan period, the borrower can go to the bank with a new income certificate issued by the company or unit, the salary of the last three months and the ID card. Both the new income certificate and the income flow can prove that you have the ability to repay. Generally speaking, the repayment amount cannot exceed half of your own.
At present, the normal interest rate cuts of banks in various regions are mostly based on the benchmark interest rate, and the specific floating range depends on personal qualifications and different banks. Specifically, among the 533 branches in June, 169 banks' first home loan interest rates rose10%; 164 benchmark interest rates for bank loans are raised15%; 1 16 The benchmark interest rate of bank loans rose by 20%; The benchmark interest rate of loans from 25 banks was raised by 25%; This month, the benchmark lending rates of 16 banks were raised by more than 30% and 20% respectively.