Entrusted loan: give the loan information (true) to a friend or loan officer to handle the loan; You can also entrust a loan company with a loan without any information. Its companies are all agents (illegal, high loan cost)! Entrusted financial management: entrust a financial planner or a financial management company to take care of their own assets and let their capital increase steadily! (China entrusted wealth management market is not mature enough, laws and regulations, personnel quality), derivatives investment (financial derivatives): futures, options, etc.