1. Acceptance bills can be divided into bank acceptance bills and commercial acceptance bills. At the same time, according to the existing forms, bills can be divided into paper acceptance bills and electronic acceptance bills.
2. The difference between a commercial acceptance bill and a bank acceptance bill is that different acceptors determine that a commercial acceptance bill is a commercial letter of credit and a bank acceptance bill is a bank letter of credit. Bank acceptance bills are generally issued and accepted by banks, while commercial acceptance bills can be transferred without bank issuance and endorsement, but their credit rating and liquidity are low, and it is more difficult to discount them in banks than bank acceptance bills.
Refer to Baidu Encyclopedia Acceptance Bill.