Okay! Of course! Buying a car with a loan is the same as buying a house with a loan, it's just a different way. For those who don't have sufficient funds or need capital turnover, there is no need to pay in full, just in installments. A means to stimulate consumption and advance consumption. You don’t have to worry too much about the things to note when buying a car with a loan. Buying a car with a loan is a very mature way of financial consumption. There are not as many tricks as you might imagine. As long as you buy a car with a loan from a bank or a car manufacturer's finance company, the risk is still very small.

It is not ruled out that some 4S stores will play some tricks. As long as they can distinguish clearly and see through, these are not a big deal at all. Let me summarize the tricks that may be used in car loans: 1. Car loan handling fees. Many car manufacturers' financial companies waive handling fees. Some 4S stores want to make some extra money and will add handling fees. This You can slowly go to the 4S store to directly reduce or reduce it as much as possible; 2. When buying a car with a loan, you may be required to have full insurance when purchasing car insurance. There are also tricks in this. The rebate from the insurance company will be given to the 4S store, and car insurance is required. Communicate well in advance; 3. The repayment method of the car loan must be negotiated with the 4S store in advance, and before signing the contract, carefully read the contract to see if it is different from what was previously negotiated. This aspect is particularly important; 4. It must be able to withstand When tempted, remember not to let the pie fall from the sky. For example, buying a car for 0 yuan, car insurance for 1 yuan, how much is the daily payment, etc., especially these, the routines here are deeper, you must understand it clearly before making a decision, and don’t be impulsive;

5. Loan Before buying a car, be sure to ask if there will be any additional fees for picking up the car, such as the pick-up fee, etc., and these must be negotiated properly;

6. Pay special attention to this point. After the car loan is paid off, if If you want to get a loan from a bank, you have to go to the bank to get the relevant certificates. If you get a loan from an auto finance company, you have to go to the 4S store where you bought the car to get the relevant certificates. Then you can bring your ID card, driving license and other relevant certificates to the vehicle management office to cancel the mortgage registration. When you finally get the green copy back, the car truly belongs to you. Summary of experience: Whether you are buying a car with full payment or a loan, you must keep your eyes open, do not be greedy for small profits, and discuss all the precautions in advance, so that no car dealer can try to trick you. Tell us in the comment section what other precautions you should pay attention to when buying a car with a loan, please add.