How many days in loans overdue?
Generally, the amount of users who successfully apply for micro-loan is about 1 0,000-30,000 yuan, and the longest loan period is 1.2 months, so users can borrow and repay it. So, how many days is the micro-loan overdue? Users can expire three times, and the official will usually urge you three times. At this time, if you haven't, apply.
How to calculate loans overdue interest of microsomes?
There are rules for overdue micro-loan After the micro-loan is overdue, before the loan is paid off, a penalty of 50% of the overdue principal will be charged every day. The specific calculation method is as follows: liquidated damages = overdue principal * daily interest rate * overdue days = overdue principal * daily interest rate * overdue days liquidated damages.
For a simple example, if your overdue principal is 1 0,000 yuan, your loan interest rate is 0.5% per day, and the daily penalty interest is 1 0,000 * 0.05% * 50% = 25 cents, which means that your daily overdue interest is 1 0,000 * 0.
Generally speaking, as long as your micro-loan is set to automatic repayment or early repayment if you have repayment ability, you can avoid overdue. If the repayment is overdue, you can repay it as soon as possible to protect your personal credit.