If the balance is insufficient when the provident fund is deducted, you can make up the deduction on the same day as long as you deposit the money into the provident fund account immediately.

The borrower who fails to deduct enough on the day of provident fund loan can apply for re-deduction or re-payment of loan. In the case that the balance on the day of personal provident fund deduction is not enough, the personal provident fund lender can call the relevant loan platform or institution to apply for re-deduction. There are ways to make up the deduction: users can take the initiative to repay through mobile banking, online banking or calling customer service.

when the provident fund is deducted, it can be replenished on the day when the balance is insufficient. When the balance is insufficient, individuals can make a second deduction if they make up the balance, preferably on the repayment date. Everyone should pay attention to the time when making repayment. Once the repayment is overdue, personal credit will be affected.

How long will the provident fund loans overdue affect the credit information

Once the personal provident fund loan is overdue, it will affect the applicant's personal credit information. Personal provident fund is different from credit card, and there is no grace period for repayment. Generally, as long as the deduction date of the provident fund loan has not been repaid, it will be reported to the credit information system, but how long it will actually be reported to the credit information system depends on the time reported by the bank.

once the individual provident fund applicant loans overdue, it will affect the personal credit. In order to better reduce the number of adverse effects of personal credit information and the excellent record of personal credit information, it is very necessary for customers to repay on time after handling personal provident fund loans. If the provident fund loan is overdue, interest will be charged according to the contract from the first day of overdue until the loan is repaid.