Yes In general, lending institutions need to review and evaluate the borrower's identity, income, employment, etc. to ensure the legality and rationality of the loan application. After approval, the borrower needs to sign a loan contract with the lending institution, clarify the repayment conditions and interest rate, complete the contract signing, and the loan funds will be credited to the account designated by the borrower. Therefore, the guarantee fee of Qi Le loan was given to Neng Ken Hung.