Of course. Not a Shanwei hukou, you can take the house in Shanwei as collateral. Houses elsewhere can be mortgaged. As long as the ownership of the house is clear, it is the property that the debtor or the third party has the right to dispose of, and it does not belong to the property that cannot be mortgaged according to law, it can be mortgaged. However, it depends on the policies and loan conditions of lending institutions.