It will be paid back next month, and every bank has the last time to ask for repayment. It doesn't mean that the loan will be repaid after one month. If the repayment date of a bank is 5th, you should repay it on February 5th.

Mortgage loan time:

Housing provident fund loans are slow.

Individuals apply for housing mortgage loans, because the interest rate of personal housing provident fund loans is low, many friends like to apply for such loans to buy a house. But at the same time, this kind of housing loan is slow, and it usually takes about 1-2 months to lend. If we slow down, some areas will have to wait for half a year.

Commercial housing mortgage loan is about 1 month.

Most people who apply for housing mortgage loans are commercial loans from banks, which are faster than housing provident fund loans. At present, the lending time of many banks is about 1 month. Some banks lend money for a short time.

Therefore, the borrower should choose the appropriate loan method according to his actual situation and needs when handling the housing mortgage loan.