The monthly interest rate is between 0.25 and 0.45 and the annual interest rate is between 3 and 5.5. According to the query of the renovation loan plan of Quanzhou Bank, the monthly interest rate of Quanzhou renovation loan is between 0.25 and 0.45, the annualized interest rate is between 3 and 5.5, and the longest loan period is 10 year, which is the same as the loan amount. Most banks can't meet this deadline.