1, high upfront investment cost: one-time payment, deed tax is calculated at 3%. For many people who want to "save the country by curve" and buy a house in the name of the company, although the purchase restriction policy can be avoided, because most banks' mortgage loan business is only for individual buyers, the company needs to pay the real estate payment in one lump sum, which means that the initial investment cost is very high. Only after obtaining the property right certificate can the mortgage be made.

2. The cost of property ownership is high: property tax is paid every year. According to the Provisional Regulations on People's Republic of China (PRC) Property Tax issued by 1986, the property under the name of the company should pay property tax every year, and the specific tax amount is: original value of the property × 70% × 65438+ 0.2% per year. In the specific operation process, different enterprises (such as high-tech enterprises, poverty alleviation units, etc.). ) may be exempted from property tax for three years in different regions.

There are a lot of materials to go through the formalities. Buying a house in the name of a company must prepare more information than buying a house by an individual.

Benefits:

1. The commercial housing purchased by the company can be used as the company's assets, and depreciation can be withdrawn to reduce the company's corporate income tax.

2. Buying a house in the name of the company can avoid the purchase restriction order. At present, there is no limit on the number of sets, and multiple suites can be purchased in full.

Extended information enterprises must meet the following conditions when purchasing commercial housing in this city.

1, the enterprise was established for 5 years;

2. The accumulated tax payment of enterprises in this city has reached 6,543,800 yuan;

3. The number of employees in the enterprise is more than 10, and the social security and provident fund have been paid in the enterprise for 5 years according to the regulations. (If the tax payment of an enterprise in recent years is more than 5 million yuan, the purchase is not subject to the above conditions such as the establishment period of the enterprise and the number of employees).

note:

(1) Commercial houses purchased by enterprises generally need full payment.

(2) The re-listing period of commercial housing purchased by enterprises is increased from "full 3 years" to "full 5 years". In other words, after the enterprise purchases the real estate, it can be listed and traded again five years later.

People's Network-Buying a house in the name of a company bypasses the purchase restriction: the procedures are troublesome and there are hidden dangers.