1. The basic information of the borrower and the lender must be stated in the real estate mortgage loan contract. 2. Secondly, it is necessary to clarify the contract content of real estate as collateral, such as collateral and mortgage registration, mortgagor's statement and guarantee, use and inspection of collateral, etc. 3. Finally, both parties need to sign.
Real estate mortgage loan contract 1
Mortgagor (hereinafter referred to as Party A):
Address:
Mortgagee (hereinafter referred to as Party B):
Address: ID number:
Party A applies for a loan from Party B, and both parties agree through negotiation that Party A will mortgage all its property (hereinafter referred to as Party A's collateral) to Party B, and Party B will provide Party A with the loan amount agreed by both parties. The following agreement is reached on related matters:
Rule number one. The loan amount is RMB.
Article 2. Term of the loan: from month to month. * * * year. Pay at the expiration of the time limit.
Article 3. Party A provides guarantee for Party B with its own house located in (building area: square meters, product registration number), and the mortgaged house agreed in this agreement shall be mortgaged (that is, the certificate of other rights of the house shall be obtained).
Article 4. The stamp duty, registration fee and agency fee required for mortgage registration shall be borne by Party A. After the mortgage registration under this agreement is completed, the house ownership certificate and other rights shall be taken over by Party B. ..
Article 5. Scope of mortgage guarantee: the scope of guarantee includes the principal creditor's rights and their interest, liquidated damages, damages, legal fees, preservation fees, lawyer's fees, travel expenses and other expenses for keeping the collateral and realizing the security right.
Article 6. Loan interest rate: it is subject to the loan interest rate of the People's Bank of China for the same period.
Article 7. Party A guarantees to repay the loan principal and interest on schedule within the time limit stipulated in this contract.
Article 8. The mortgage period is from the effective date to the completion date.
Article 9. If Party A pays off the loan before and after the expiration of this agreement, Party B shall go through the mortgage cancellation registration with Party A, and shall not make things difficult or deliberately delay.
Article 10 After the signing of this agreement, Party A shall not lease, sell, transfer, remortgage or otherwise dispose of the collateral without the consent of Party B. ..
Article 11 Liability for breach of contract
The breaching party shall pay the observant party a penalty of 30% of the total loan amount.
Article 12 If Party A fails to repay the loan according to the provisions of this contract, Party B has the right to apply to the people's court with jurisdiction to auction the collateral to compensate the principal and interest of the loan. If the compensation is insufficient, Party B still has the right to recover from Party A until Party A pays off all the principal and interest of Party B. ..
Article 13 Party A and Party B shall solve the problems arising from the performance of this agreement through consultation. If negotiation fails, a lawsuit shall be brought to the people's court in the place where this agreement is performed.
Article 14 This contract is made in triplicate, one for Party A, one for Party B and one for the real estate trading center.
Article 15. This agreement shall be established as of the date of signature and seal by both parties, and shall take effect after mortgage registration.
Party A:
Party B:
Date of signature: year month day.
Real estate mortgage loan contract II
Mortgagee (Party A):
ID number:
Address:
Contact telephone number:
Mortgagor (Party B):
ID number:
Address:
Telephone:
In order to ensure the performance of the loan contract signed by both parties on, the mortgagor (hereinafter referred to as Party B) is willing to use the property it has the right to dispose of as collateral. The mortgagee (hereinafter referred to as Party A) agrees to accept Party A's real estate mortgage on the basis of field investigation and understanding of Party A's real estate ownership, use and management. When Party B mortgages the house to Party A, the land use right of the occupied area of the house shall be mortgaged to Party A together. Based on the principle of equality and voluntariness, both parties agree to sign this contract on the following real estate mortgage matters for mutual compliance.
Article 1 The real estate used by Party B as collateral is located at:
Building area:
Property ownership certificate number:
Article 2 According to the loan contract, Party A and Party B confirm that the debtor is Party B, and the amount of creditor's rights secured by mortgage is RMB loan principal and interest. The mortgage period is years, from the date of the month to the date of the month.
Article 3 During the validity of this contract, Party B shall not sell or give away the mortgaged property. Party B shall obtain the written consent of Party A if it moves, leases, transfers, remortgages or transfers the mortgaged property under this Contract in any other way. ..
Article 4 After this contract comes into effect, if Party B needs to extend the loan term under the loan contract or change other terms of this contract, it shall obtain Party A's consent and reach a written agreement.
Article 5 Under any of the following circumstances, Party A has the right to dispose of the mortgaged property according to law:
1. The repayment period agreed in this contract has expired, but the debtor fails to repay the loan principal and interest as agreed or cannot repay the loan principal and interest after the extension.
2. The debtor dies, and there is no successor to perform the contract, or the successor abandons the inheritance.
Article 6 Cancellation of mortgage right: If the debtor of this contract repays the loan principal and interest within the time limit agreed in this contract or repays the loan principal and interest in advance, Party B shall assist Party A to cancel the mortgage registration.
Article 7 After this contract comes into effect, neither party may change or terminate the contract without authorization. When it is necessary to modify or terminate the contract, both parties shall reach a written agreement through consultation. Before reaching an agreement, the terms of this contract are still valid.
Article 8 Liability for breach of contract
1. According to Article 4 of this contract, if the mortgaged property kept by Party B is damaged due to improper keeping, Party A has the right to demand restitution, or provide new mortgaged property approved by Party A, or recover the loan principal and interest under this contract in advance.
2. If Party B disposes of the mortgaged property without authorization in violation of the agreement, its behavior is invalid. Party A may require Party A to restore the original state of the mortgaged property or recover the loan principal and interest under this contract in advance.
3. If Party B conceals the existence, disputes, sealing-up, seizure and mortgage of the mortgaged property, causing economic losses to Party A, it shall make compensation.
Article 9 Dispute Resolution: Any dispute arising from the performance of this contract between Party A and Party B shall be settled through negotiation. If negotiation fails, a lawsuit may be brought to the people's court.
Article 10 This contract shall be signed by both parties and stamped with the official seal of the unit, and shall come into effect as of the date of signing. In duplicate, each party holds one copy.
Party A: Party B:
Date of signature: year month day.
Real estate mortgage loan contract 3
Borrower (Party A):
ID number:
Lender (Party B):
ID number:
In accordance with the relevant laws and regulations, Party A and Party B, on the basis of equality and voluntariness, have entered into this contract through full consultation in order to clarify their responsibilities and abide by their credit, and promise to abide by it together.
The first part of the loan terms
Article 1 The loan amount is RMB two million Yuan only (￥20 _ 000.00 Yuan). In case of any discrepancy between words and figures, the words in words shall prevail, the same below.
Article 2 The term of the loan is: month, from month to month.
Article 3 The purpose of the loan under this contract is personal capital turnover. Loan interest rate: the interest rate within the loan term (month) is%.
Article 4 Repayment method: Party A chooses the following repayment methods:
1. Repay the principal and interest in one lump sum at maturity, and the interest will be paid with the principal;
2. Interest shall be settled on a monthly basis, and the interest payment date shall be the day of each month, and the interest due for the loan shall be paid with the principal.
Article 5 Party A's prepayment shall be subject to Party B's consent. Where Party B agrees to Party A's prepayment, interest shall be calculated and charged according to the interest rate agreed in this Contract and the actual service period of the loan, unless otherwise agreed by both parties.
Article 6 Party B's early recovery of the loan shall be subject to Party A's consent, and the repayment methods of interest and principal shall be separately agreed by both parties.
Article 7 Rights and obligations of Party A
1. Truthfully provide relevant documents, certificates and other information, and accept the supervision and inspection of Party B;
2. Ensure that the loan is not used for illegal activities;
3. Obtain the loan principal according to the agreement in this contract, and repay the loan principal and interest and related expenses on time.
Article 8 Rights and obligations of Party B
1. has the right to inquire and verify the mortgaged property under this contract;
2. Within days after the mortgage registration of the collateral under this contract is completed, Party A shall obtain all the loans;
3. Have the right to collect the loan principal, interest and related expenses as agreed in this Contract, and exercise the mortgage right as agreed.
Part II Mortgage Clause
Article 9 In order to ensure Party A to fulfill its repayment obligations as scheduled, Party A voluntarily locates the legal property (title certificateNo.: Shenfang Dizi No.6000595964, construction area: 106.4 m2) in Fengweikeng, Buji Town, Longgang District, and the corresponding land use right (hereinafter referred to as real estate). Party A guarantees that there is no ownership dispute, seizure or mortgage. Real estate; And other * * *, Party * * shall issue a written certificate agreeing to mortgage the real estate to Party B and agree to be bound by this contract.
Article 10 Upon appraisal by the appraisal company and confirmed by both parties to this contract, the value of the above-mentioned real estate used for mortgage is RMB (in words) only, (in figures): RMB. Article 11 On the day after the signing of this contract (postponed in case of legal holidays), both parties shall go through the mortgage registration formalities at the housing management department with the real estate license and other relevant documents.
Article 12 The scope of mortgage guarantee includes the loan principal, interest, overdue interest, liquidated damages and all expenses incurred by Party B to realize the creditor's rights, including but not limited to attorney's fees, notary fees, transportation fees, security fees, etc.
Article 13 During the mortgage period, the mortgaged property shall not be leased, transferred, paid off or set other burdens without the written consent of Party B..
Article 14 Party B shall jointly handle the mortgage cancellation registration within three days (postponed in case of legal holidays) after Party A repays all the money.
Part III Liability for Breach of Contract and Other Agreements
Article 15 Liability for breach of contract: The following situations constitute breach of contract, and the breaching party shall bear the liability for breach of contract:
1. If the mortgage cancellation procedures cannot be handled according to the agreement in this contract due to the following actions of Party B, Party B shall pay Party A a penalty of% of the total loan principal:
(1) Party B refuses to go through the mortgage cancellation procedures within three days (postponed in case of legal holidays) after Party A fully repays the loan principal and interest and expenses without justifiable reasons;
(2) Due to Party B's improper custody, the house ownership certificate or other right certificates are lost or damaged, and the mortgage cancellation procedures cannot be handled in time;
(3) Party B can't get in touch because of the change of address and telephone number, and can't handle the mortgage cancellation formalities as scheduled.
2. Any dispute arising from the performance of this contract shall be settled by both parties through consultation; If negotiation fails, either party may bring a lawsuit to the people's court with jurisdiction where Party A's property is located.
Article 16 Entry into force, amendment, rescission and termination
1. Before signing this contract, both parties to the contract have fully understood and accepted the contents of this contract, and promised that all expressions of will under this contract are true and valid;
2. This contract shall come into effect after being signed by both parties;
3. This contract shall be terminated after the loan principal and interest and related expenses under this contract are fully paid off;
4. If it is necessary to change or terminate this contract in advance, both parties shall reach a written agreement.
Article 17 This contract is made in triplicate, each party holds one copy, and the relevant department or unit holds one copy.
Party A (signature): Party B (signature):
Telephone number:
Signing time: Year Month Date Signing place:
The above is what Bian Xiao shared today, and I hope it will help everyone.