"Pre-registration of pre-purchased commercial housing" means that the buyer has signed a pre-sale contract to purchase the auction house, and it is temporarily unable to handle the property right certificate (property right transfer registration). In order to protect the rights and interests of the buyer, the contract should be pre-registered in the real estate registration department first. Meaning: Tell others that someone bought this house first. In the future, if there is any property right or objection (such as one room and two sales), the real estate registration department will handle it according to the principle of who registers first. The registered applicants are developers and property buyers. "Pre-registration of mortgage of pre-purchased commercial housing" means that the purchaser applies for housing loans from financial institutions with pre-purchased commercial housing as collateral. Similarly, because it is in the auction stage, it is temporarily impossible to register other rights, so it should be registered first. Significance: declare in advance that the house has been mortgaged to myself (the bank), and others can no longer advocate mortgage, so as to prevent the purchaser from mortgaging the house to others. Applicants for registration are financial institutions (banks) and buyers.
2. What is the mortgage of the provident fund loan? Is it a property right notice registration?
In the process of provident fund loan, the collateral of auction house refers to the mortgaged property. In this case, you can go to the bank to handle it. Well, I mainly want to ask, after handling the provident fund loan, don't you have to worry about the developer selling one room and two rooms or mortgaging them to the construction team? thank you
3. Does the provident fund loan need a forecast registration certificate as collateral?
Need.
According to the Property Law of People's Republic of China (PRC), the certificate of advance notice registration of real estate is the certificate of advance notice registration of real estate by the parties involved in the registration of real estate.
Advance notice registration means that the house has not been delivered, but the purchase contract has been signed and the house payment has to be paid. According to the previous legal interpretation, if you don't get the house key, the buyers will have no property rights. Handling advance notice registration means that property buyers will obtain legal property rights and safeguard their legitimate rights and interests before they get the house.