Yes, you and I can borrow up to 5 loans.

Youwodai is an Internet financial platform under Shanghai Jiayin Financial Services Co., Ltd. It was established in June 2011 and aims to establish an efficient, transparent, and efficient platform for small and micro enterprises and individuals with financing and investment needs. Safe and convenient Internet financial services. In the three years since its establishment, the company has more than 7,000 employees. Niwodai's services have covered more than 100 cities in nearly 30 provinces across the country. The funds connected through the platform have penetrated into China's largest second- and third-tier cities and rural areas. and rural areas, helping hundreds of thousands of small and micro enterprises and individual industrial and commercial practitioners in urgent need of financing for development to obtain financing loans through credit applications. Now, Youwodai has grown into one of the largest and most powerful P2P online lending platforms in China. You can borrow up to 5 loans on your loan, but generally after 3 loans, it will be more difficult to apply again.

Youwodai, a leading financial technology platform in China and a practitioner of financial reform, focuses on the capital development needs of small, medium and micro enterprises, self-employed individuals and farmers, and has long been committed to the construction and improvement of the national credit system. It was successfully listed on the Nasdaq Global Select Market on May 10, 2019.

Youwodai is a financial technology platform that was officially launched in June 2011. The mobile APP was launched in 2014. The operator of Niwodai is Shanghai Niwodai Internet Financial Information Service Co., Ltd., with a registered capital of 550 million yuan, aiming to provide users with efficient, transparent, safe and convenient Internet financial services.

1. "Youwodai" pioneered the role of "fund matchmaker" and relied on extensive and efficient network media to coordinate the financing of investors and financiers to meet the common needs of both parties. , to achieve maximum win-win results in enterprise development and investment returns. As an intermediary service provider, Youwodai assumes the role of information aggregation and information authenticity verification, including but not limited to basic ID information, immediate family members, workplaces, network traces, etc., which can be used to identify participants based on the information summarized and verified by Youwodai. Make a screening and selection of credit information to reduce the risks caused by information asymmetry.

2. Application conditions for your loan:

1) Natural persons aged 18 to 65 years old.

2) The actual age of the borrower plus the loan application period should not exceed 70 years old.

3) Have a stable career, stable income, and the ability to repay loan principal and interest on schedule.

4) The credit report is good, no bad records, and the loan purpose is legal.

5) Other conditions specified by the bank.