1, open the mobile phone Alipay, click "My", and then click to enter the online merchant and download the online merchant's APP；; 2. The registered account needs to scan the identity document online for verification, and then bind the bank card and Alipay account; 3. Click on the loan; 4. Go to the page where I want to borrow money. As can be seen from the above, the order loan bears interest on a daily basis, and the expected annualized daily interest rate is 0.0483% (a one-time handling fee of 0.2% is charged for prepayment); 5. The estimated monthly repayment amount will be displayed. The specific repayment amount is subject to the actual bill after the loan.
Ali online business loan application conditions
(1) industrial and commercial registration time is 1 year;
(2) The applicant is the legal representative of the enterprise or the person in charge of individual industrial and commercial households, aged between 18-65, and a resident of Chinese mainland;
(3) Members of Alibaba International Station (Export Pass, Global Insurance, Jinpincheng Enterprise);
(4) industrial and commercial registration is located in Chinese mainland (excluding Qinghai Province, Gansu Province, Hainan Province, Inner Mongolia Autonomous Region, Ningxia Hui Autonomous Region, Xinjiang Uygur Autonomous Region and Xizang Autonomous Region).
If you want to successfully apply for Ali Online Commercial Loan, you need to prepare complete information. The information you need is the power of attorney for credit inquiry, photos of the front and back of ID card, photos of marriage certificate (if married), bank statements for the last six months, electricity bills for the last three months (limited to production enterprises), and other supplementary information that is conducive to obtaining loans.
The maximum loan amount of online business loan is 500,000 yuan, and the loan term is 6 months and 12 months. As for the loan interest rate of online business loans, it is necessary to review the situation of enterprises in order to get the results. For example, if you borrow 654.38+ million yuan and repay the principal and interest monthly, the interest generated in 654.38+0 years will be at least 6000 yuan, with an average of about 8000 yuan.