Which platform is good for car mortgage?
1, Ping An owner loan
Car owner loan is a car mortgage owned by Ping An Bank, and the qualification requirements for users are not strict. When applying for a loan, users do not need to pledge their cars or certificates, but only need to provide auto insurance policies to apply directly. Users can apply for a maximum loan amount of about 80% of the vehicle value.
According to the official staff of the owner's loan, as long as there is no problem with the information provided by the user and the user meets the loan application conditions of the owner's loan, he can receive the loan as soon as possible.
2. JD.COM auto loan.
JD.COM car loan is a loan product of Jingdong Finance, and users can apply directly in Jingdong Finance. Users who want to apply for car loan in JD.COM need to be between 18-60 years old, not college students, and have no serious credit stain on their personal credit information.
Of course, the age of the vehicle mortgaged by the user must be between 1 and 12 months, and the mileage cannot exceed 65,438+10,000 kilometers. The maximum amount that users can apply for is 90% of the value of the mortgaged vehicle. If the information provided by the user is correct, the loan will be received as soon as the same day.
Which platform is better in automobile mortgage? The owner misses it. These guys.
When applying for loans, car owners often consider using their own vehicles as collateral to apply for large loans. But after all, cars need to be used as collateral, and many borrowers will have some concerns. Online car loan platform is difficult to choose, which platform is good for car mortgage loan? Car owners, don't miss these!
Which platform is better in automobile mortgage?
1, 58 car loan
58 Car Loan is a vehicle mortgage loan platform under 58 Finance. The maximum application amount is 80,000 yuan, and the longest repayment period is 12 months. The borrower needs to provide the registration certificate and driver's license of the certified vehicle before applying. Don't want a car or a card, but the value of the car can't be less than 1.2 million yuan.
2. ICBC personal car loan
China Industrial and Commercial Bank's mortgage loan product is a regular bank's automobile mortgage loan, which is issued to customers who apply for buying their own cars. The loan model can be divided into "direct customers" and "indirect customers", that is, first apply for a car loan from ICBC and then go to the dealer to buy a car, first go to the dealer to buy a car and submit the loan application materials, and then the dealer forwards it to ICBC for approval.
The maximum loan amount can reach 80% of the car purchase price, that is, the minimum down payment is 20%, and the longest loan period can be divided into five years. The minimum loan interest rate shall not be lower than the loan market quotation in the same period, that is, the LPR interest rate.
3. Alipay Auto Finance
Alipay has many small loan products, and Alipay auto finance is one of them. Alipay Auto Finance is an auto mortgage platform under the Ant Group. As long as the borrower has a car under his name, he can authorize Alipay and then apply for a car mortgage. The maximum loan is 300,000 yuan. Although it is automobile mortgage, it does not pledge cars and certificates, but applies for loans with the credit of the owner.
The above is the related content sharing of "which platform is better for auto mortgage loan", and I hope it will help everyone!
Which platform of mortgage loan is reliable?
Reliable automobile mortgage platform. JD.COM auto loan 1. It is a vehicle mortgage loan service launched by Jingdong Finance and Cooperation Agency, and the specific service provider is the cooperation framework of Jingdong Finance; 2. The vehicle purchase shall not exceed 10 years, subject to the date of first registration, and the mileage shall be within 15000 kilometers; 3. The loan process is: online application-online approval-vehicle inspection and mortgage-loan signing; 4. The application age is limited to 23-55 years old, the maximum loan is 750,000, the maximum installment is 48, and the annual interest rate is 65,438+00%. 2. Ping An Owner's Loan 1. Under the China Ping An Group, big brands are trustworthy, online application and one-stop service; 2. The loan process is as follows: fill in the contact information-Ping An customer service contact-submit the materials for approval, and apply for a loan as soon as possible; 3. The maximum loanable amount is 750,000 yuan, with the minimum annual interest rate (simple interest) 10%, zero service fee and no GPS. Three. Personal car loan of ICBC 1. The mortgage loan products of China Industrial and Commercial Bank are the automobile mortgages of regular banks, which are distributed to customers who apply for buying their own cars; 2. The loan model can be divided into "direct customers" and "indirect customers", that is, first apply for a car loan from ICBC, then buy a car from the dealer, first submit the loan application materials to the dealer, and then forward them to ICBC for approval; 3. The maximum loan amount can reach 80% of the car purchase price, that is, the minimum down payment is 20%. The longest loan period shall not exceed five years, and the minimum loan interest rate shall not be lower than the quoted loan market interest rate in the same period, that is, the LPR interest rate.