China Everbright Bank. Homeowner's loan is a housing mortgage loan provided by China Everbright Bank specifically for real estate owners. The loan limit is very high, up to 100% of the house valuation, and the limit is 10 million yuan, which fully meets the consumer needs of the borrower. Use The maximum term can be up to 20 years, which greatly reduces the borrower's repayment pressure and can be recycled within the credit period.